The guides on Frugal Americans are general information for educational purposes. Please read this page before you act on anything you read here.
Not financial, legal, tax or medical advice
Nothing on this site is personal financial, investment, legal, tax, insurance or medical advice. Our guides cannot take your income, debts, health, location or goals into account.
Before you make a decision about your own money, such as claiming a benefit, taking on a loan, using home equity or changing insurance, talk to a qualified professional who can look at your situation.
Prices, offers and policies change
Prices, coupons, discounts, store policies, return windows and program rules change often. The figures in our guides were accurate when we checked them, and each guide shows the date it was published or last updated.
Always confirm the current price, terms and eligibility with the retailer, provider or agency before you buy or apply.
Government programs and benefits
Some guides mention programs such as Medicare, Social Security, Medicare Savings Programs or energy assistance. Eligibility rules and amounts vary by state and change over time.
The agency that runs a program is the final word on whether you qualify and what you receive. Frugal Americans is not affiliated with, endorsed by or sponsored by any government agency.
Products and safety
When we suggest buying something used, refurbished or discounted, check it for damage, recalls and safety standards before you use it. You can search recalls at the U.S. Consumer Product Safety Commission.
Never buy used safety items, such as car seats or drop-side cribs, that cannot be verified as safe.
Accuracy
Our guides are written with AI assistance and reviewed by our editorial team before publication. We work to keep them accurate and current, but we cannot guarantee that every detail is complete or up to date at the moment you read it.
If you find an error, please tell us at info@ineditagency.com so we can correct it. Our Editorial Policy explains how we write and check our guides.
External links
We link to other websites, such as retailers, agencies and sources, for your convenience. We do not control those sites and are not responsible for their content, prices or privacy practices.
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Limitation of liability
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