Cashback apps are lifesavers for the majority of Americans. But do you know how to choose the best ones?
Spending money with this inflation going on is pretty scary! Especially if you don’t have too much to spend in the first place. But we have some good news for you: Cashback apps are a thing, and they’re a great way to receive money back for your purchases both online and in stores.
But before learning how to use them and take advantage of them, you must separate the good from the bad ones. Curious about which is which? Let’s learn together by starting with the best ones rated by customers themselves:
Checkout 51
One of the first cashback apps that was voted the best in the top five apps is Checkout 51. If you don’t have a favorite store where you go shopping regularly, this app is made for you. Checkout 51 allows you to redeem coupon codes at any store and helps you save money on each purchase you make. You just need to redeem the codes and earn cashback to save them. Additionally, you can use the cashback app Checkout 51 for online purchases as well!
Dosh
Dosh offers a variety of options to earn rewards, making it one of the top cashback apps. With this app, you may automatically get cash back whenever you purchase, eat, or book lodging. Users using the Dosh app are not obligated to upload receipts. Instead, you may automatically receive cash back after making purchases via the app and linking your debit or credit card.
Rewards for qualified purchases will be immediately added to your Dosh wallet; there is no need to activate offers. It’s good to know that Visa cardholders will receive additional points as a result of this, but you must activate the promotion from your Dosh account.
Ibotta
If you are a beginner and you don’t know how to use cashback apps properly, start with Ibotta. Made for all the people who want to save money and earn cashback for their weekly groceries, Ibotta requires only a picture of your receipt to earn the application’s rewards. Moreover, it is one of the most user-friendly cashback apps on the list. And it’s totally free to download!
You have the option of immediately transferring the funds to PayPal, Venmo, or a major shop gift card like Walmart, Trader Joe’s, Dollar Tree, or Target. The payment threshold is $20 at its lowest. If you use 10 deals within the first fourteen days after signing up, you’ll receive a twenty-dollar reward. Now that’s encouraging, right?
Rakuten
Before 2014, Rakuten was known as eBates. Despite this change, it remains one of the best cashback apps. Utilizing Rakuten is simple—just snap a photo of your receipt and apply to receive an immediate reimbursement. To ensure that you receive the finest cashback deals, new rebates are published every day. You can select to receive your funds through a check or a PayPal deposit after your balance reaches $20.
Sadly, there is one downside which is that many of the deals cannot be combined.
Fetch Rewards
If you enjoy having dinner once in a while in your favorite restaurant but feel guilty about spending too much on it, you will be happy to know there is a great cashback app called Fetch Rewards that will help you out on this matter. After downloading the app on either Android or iOS and creating an account, upload photos of your receipts within 14 days of shopping.
For every purchase you make, you will be able to earn points, which you can exchange for gift cards. How awesome is that? This is mainly one of the reasons this cashback app is voted as one of the best!
BeFrugal
Are you willing to earn up to 40% cashback from an app? Then you’re going to love the BeFrugal app! Either the BeFrugal app or the BeFrugal browser extension can be used to shop with BeFrugal. You will receive a specific percentage of cash back if you purchase at one of the partner retailers. BeFrugal will automatically look for coupons and apply them to the items you buy, in addition to letting you earn cash back.
Spending too much money is an issue for everybody in today’s world but that doesn’t mean it can’t be solved! We, at Frugal Americans, dare to believe that even with inflation going on it’s still possible to stop spending money impulsively. That’s why we “dare” you to check out this guide about how to enter a no-spend challenge period and see how it goes.
The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams helped many people to achieve their dreams and become more frugal and aware of their budget. You can be one of them too!
Coupons.com
For all those folks who don’t really like technology and prefer to avoid using complicated apps, Coupons.com is perfect for you! Coupons.com is now one of the most trustworthy cashback applications due to its simplicity, ease of use, speedy returns, and lack of a minimum purchase requirement.
By linking your PayPal account to Coupons.com, you may cash out in 48 hours. Sundays are when the biggest changes happen, but it won’t hurt to check the app during the rest of the week as well!
Which of these cashback apps is your favorite? Tell us in the comments.
…Now let’s see what are some of the worst cashback apps on the market:
Swagbucks
One of the worst cashback apps is Swagbucks. Why? Well, first of all, it requires watching short videos and participating in polls to earn rewards. For those who have a lot of time on their hands, this might be fun to do because it’s an incredible way to earn cash back, but if you don’t, it’s time-consuming and not worth it.
The main advantage of this app for people who don’t have any extra money to spend is that, unlike most other cashback apps, you don’t have to spend any money to get your money back. However, Swagbucks is still tedious and difficult to use and we don’t recommend it.
TopCashback
TopCashback is one of those cashback apps that can be easily included in the top 3 worst apps ever. There are many reasons for this rating, and some of them are: you can’t use it for grocery stores; all the purchases you make must be done through the app; and you can’t shop in-store only online.
So, if you prefer to go shopping in person at your favorite grocery store or you want to receive cashback for your weekly purchases, we recommend you choose another app since this one will definitely disappoint you.
Retail me Not
Retail Me Not is another app that doesn’t offer cashback for grocery shopping! Customers claim that this app is basically a collection of coupons that are remarkably identical to those seen in your spam inbox.
You can earn cashback on certain things from specific stores, and there are many deals for percentages or cash off of purchases, though there aren’t many cashback offers. Even if this app is a partner with the majority of brand shops, you only receive coupons for your purchases.
Do you agree with this list of the best and worst cashback apps? Which one is your favorite, and why? Tell us in the comments section down below.
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Until the next one you may be curious to check out Frugal Living: 8 Tips for Doing That Without Looking Cheap.
